The Janani Suraksha Yojana (JSY) is a safe motherhood intervention under the National Health Mission (NHM) launched by the Government of India. This scheme aims to reduce maternal and neonatal mortality by promoting institutional deliveries among pregnant women, particularly those from economically weaker sections. By providing financial assistance and healthcare support, JSY ensures that every woman receives proper medical care during pregnancy and childbirth.
The program specifically targets low-income women, ensuring that they do not face financial barriers when accessing maternity care. The scheme is crucial in rural areas where medical facilities are limited, and many women previously relied on traditional birth practices that often led to complications. Through JSY, the government provides assistance at multiple stages, from prenatal checkups to postnatal care, ensuring both the mother and child receive the best possible healthcare services.
Objectives of Janani Suraksha Yojana

- Promoting Institutional Deliveries
- Encourages expectant mothers to give birth in government health facilities or accredited private hospitals.
- Reducing Maternal and Neonatal Mortality
- Ensures proper medical care and reduces complications during childbirth.
- Providing Financial Assistance
- Offers monetary incentives to pregnant women and ASHA (Accredited Social Health Activists) who assist in institutional deliveries.
- Enhancing Healthcare Accessibility
- Provides free prenatal, delivery, and postnatal care to pregnant women.
- Encouraging Early Registration of Pregnancy
- Helps in monitoring maternal health and identifying high-risk pregnancies early.
- Strengthening the Role of ASHA Workers
- ASHA workers help raise awareness about safe motherhood practices and institutional deliveries.
Key Features of Janani Suraksha Yojana
1. Cash Assistance for Institutional Deliveries
- Pregnant women delivering in government health centers or accredited hospitals receive financial aid to cover expenses.
2. Role of ASHA Workers
- ASHA workers help expectant mothers access healthcare services and are rewarded for facilitating institutional deliveries.
3. Free Medical Services
- Includes delivery costs, Cesarean section expenses, medicines, and newborn care.
4. Special Focus on Rural Areas
- More incentives are provided to mothers in low-performing states with higher maternal mortality rates.
5. Postnatal and Neonatal Care
- Ensures health checkups, vaccinations, and counseling after delivery.
6. Transport Facility for Pregnant Women
- Provides free or subsidized transportation to the hospital for delivery and medical checkups.
7. Awareness Programs
- Government health workers conduct campaigns and workshops to educate women about safe pregnancy practices and JSY benefits.
Eligibility Criteria

- Pregnant women from Below Poverty Line (BPL) families
- Women aged 19 years or above
- Institutional deliveries in government hospitals or accredited private facilities
- Available for both rural and urban areas, with higher benefits for rural women
- Must register for antenatal care (ANC) at a government hospital
How to Apply for Janani Suraksha Yojana
Step 1: Registration at Health Centers
- Pregnant women should register at Anganwadi Centers, Primary Health Centers (PHCs), or government hospitals.
- The registration should ideally happen in the first trimester to ensure access to all benefits.
Step 2: Submission of Required Documents
- Aadhaar Card
- BPL Certificate
- Pregnancy Registration Card
- Bank Account Details for Direct Benefit Transfer
Step 3: Institutional Delivery and Verification
- After delivery, hospital authorities verify the documents, and financial assistance is credited to the beneficiary’s account.
Step 4: Postnatal Checkups and Additional Benefits
- Mothers are required to visit health centers for postnatal checkups, vaccinations, and neonatal care.
Benefits of Janani Suraksha Yojana

- Reduces Financial Burden on Families
- Covers hospital expenses, transport, and essential medicines.
- Improves Maternal and Child Health
- Provides proper medical care before, during, and after childbirth.
- Encourages Safe Deliveries
- Increases the number of institutional births, reducing complications.
- Empowers ASHA Workers
- Strengthens the healthcare system at the grassroots level.
- Supports Government’s Goal of Reducing MMR and IMR
- Helps achieve India’s target of lower maternal and infant mortality rates.
- Ensures Proper Nutrition and Vaccination
- Women under the scheme receive guidance on nutrition and infant immunization.
- Promotes Early Detection of High-Risk Pregnancies
- Regular checkups help identify complications early, ensuring timely medical intervention.
Also Read : Pradhan Mantri Kaushal Vikas Yojana: Empowering Youth With Skills For A Brighter Future
Conclusion
The Janani Suraksha Yojana plays a crucial role in ensuring safe motherhood and healthy childbirth for women from underprivileged backgrounds. By providing financial aid, free medical services, and promoting institutional deliveries, JSY has significantly contributed to reducing maternal and infant mortality rates in India. This scheme remains an essential initiative in achieving better maternal and neonatal health outcomes. However, continued efforts are needed to improve awareness, enhance accessibility in remote areas, and ensure timely disbursement of financial aid to maximize its impact.
FAQs
1. Who is eligible for Janani Suraksha Yojana?
- Pregnant women from BPL families aged 19 years and above, delivering in a government or accredited hospital.
2. How much financial assistance is provided under JSY?
- Assistance varies by location:
- Rural areas: ₹1,400 to the mother + ₹600 to ASHA workers.
- Urban areas: ₹1,000 to the mother + ₹400 to ASHA workers.
3. Is Janani Suraksha Yojana available for private hospital deliveries?
- Only if the private hospital is government-accredited under JSY.
4. How can I apply for Janani Suraksha Yojana benefits?
- Register at your nearest Anganwadi Center, PHC, or government hospital.
5. When is the financial assistance provided?
- After the successful institutional delivery and verification of documents.
6. Does JSY cover C-section deliveries?
- Yes, the scheme covers expenses for both normal and C-section deliveries.